To qualify for finance you need to:

- Be over 18 years old.

- Be an Australian citizen or permanent resident*

- Be currently employed**

- Earn at least $400 per week (after tax)

- Not be in an undischarged bankruptcy or part 9 debt agreement. 

We may be able to help if you have a visa with more than 2 years remaining.
*Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
*** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.

Making an application is quick and easy. You just need to have the following documents ready:

- Current Australian Residency Identification (Australian Drivers License or Passport)

- Two recent payslips

- If applicable we may ask for One current bank statement

We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic finance solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 40+ lenders to find the best car finance rates for your specific circumstances. Once you're matched with a lender, we can find Australia wide the right vehicle for you through our vehicle solutions partner Drive. 

Yes, you can. If you are self-employed, you can borrow 100% of your car's purchase value and include extras such as insurance and extended warranties.

Our online application takes 2 minutes to fill out, Brad will then be in touch within 5-minutes of completing your application, To run you through a 'Fact Find' and verify your basic details and gather basic documents required, Once the documents are gathered Brad will research the panel of lenders to provide you best options based on your current financial situation and loan you are enquiring about, Once the options have been discussed with you, Brad will work to submit the application to the lender, approval can take anywhere from 2-6 Business Hours.

Yes, you can get approved for a bad credit car loan. At Ausloans we believe in assessing your circumstances and finding a solution that best suits you, so if you have bad credit or you are currently on Centrelink we might be able to help you.

We offer a wide range of finance solutions including car loans, personal loans, equipment finance, boat loans, caravan and camper loans, motorcycle finance, refinancing and debt consolidation options.

Our car finance interest rates can vary depending on the age of the asset you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 5.99%* for new vehicles for business and consumers. 
_{* based on a commercial contract for a new vehicle with specific criteria.}