To qualify for finance you need to:

- Be over 18 years old.

- Be an Australian citizen or permanent resident*

- Be currently employed**

- Earn at least $400 per week (after tax)

- Not be in an undischarged bankruptcy or part 9 debt agreement. 

We may be able to help if you have a visa with more than 2 years remaining.
*Min 1-month permanent employment (full or part-time) with continuation of the same industry (probation periods may be considered) - Or 6 months casual employment.
*** We may be able to help if you are employed full time and more than half of your bankruptcy period has passed.

Making an application is quick and easy. You just need to have the following documents ready:

- Current Australian Residency Identification (Australian Drivers License or Passport)

- Two recent payslips

- If applicable we may ask for One current bank statement

We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic finance solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 70+ lenders to find the best car finance rates for your specific circumstances. Once you're matched with a lender, we can find Australia wide the right vehicle for you through our vehicle solutions partner Drive. 

Yes, you can. If you are self-employed, you can borrow 100% of your car's purchase value and include extras such as insurance and extended warranties.

Our online application takes 2 minutes to fill out, Brad will then be in touch to run you through a 'Fact Find' and verify your basic details and gather basic documents required, Once the documents are gathered Brad will research the panel of lenders to provide you best options based on your current financial situation and loan you are enquiring about, Once the options have been discussed with you, Many pre-approvals are completed within 24 to 48 hours once we have the required information. The exact timeframe depends on your circumstances and the lender.

Yes. Some lenders look at more than your credit score. I'll be upfront about your options.

We offer a wide range of finance solutions including car loans, personal loans, equipment finance, boat loans, caravan and camper loans, motorcycle finance, refinancing and debt consolidation options.

Not always. Some clients qualify for no-deposit finance, while others may benefit from putting money down to reduce repayments.

We can finance vehicles purchased through dealerships and, in many cases, private sellers. The vehicle and seller must meet the chosen lender’s requirements.

No. We use our experience to assess your situation and identify suitable options before submitting an application to a lender.

Instead of relying on one finance option, we assess your circumstances against a panel of more than 70 lenders and help identify a suitable fit, provide you with most amount of information possible before even submitting a credit enquiry to allow you to make the right decision and decide for your self if it's the right fit for you.